Student Loan Relief will not be accepting any new clients as of January 31, 2014    Regrettably, As of November 1st of 2017 Student Loan Relief Will Begin The Winding Process in Preparation for Closure. We Will Do Our Very Best To Always Be There For Those That Continue To Need Help But Moving Forward We Will No Longer Be In The Business Of Offering

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28 Jun Jason Spencer Student Loan Relief Nelnet FAQ

NELNET FAQs | Jason Spencer Dallas Texas Student Loan Relief Inc [caption id="attachment_18648" align="alignnone" width="300"] jason spencer dallas[/caption] About Your Student Loan(s) Does Nelnet own my student loan(s)? It is possible that Nelnet owns your student loan, although we also act as a student loan servicer (provide customer service for loans on behalf of many other lenders). Get the details on all of your student loans (ones with Nelnet and with other customer service providers) online through the Department of Education's National Student Loan Data System (NSLDS) at nslds.ed.gov. You will need a PIN to access the site; you can get a copy of your PIN or request a new PIN at pin.ed.gov according to Jason Spencer Dallas. How can I determine if my loan(s) is a Federal Direct Loan Program (FDLP) loan or a Federal Family Education Loan Program (FFELP) loan? Log in to Nelnet.com, click on the View Loan Benefits link in the Account Snapshot. Under each of your loan groups, review the Loan Type. If the loan type is preceded by DL, the loan is part of the Federal Direct Loan Program (FDLP). If it is not preceded by DL, the loan is part of the Federal Family Education Loan Program (FFELP). What is the difference between the Federal Family Education Loan Program (FFELP) and the Federal Direct Loan Program (FDLP)? Generally, loans made under both programs have the same terms and conditions. Some differences include repayment plans, borrower benefits (for example, an interest rate reduction for making ontime payments), loan forgiveness programs, and interest rates. The primary difference between the two loan programs is that the Department of Education originates loans under the FDLP and private lending institutions originated loans under the FFELP according to Jason Spencer Dallas. About Repayment Do I have to pay back my student loan(s)? Yes, you are responsible for paying back any student loan(s) taken out in your name. You need to repay the principal (the amount borrowed) and the interest (finance charges on the principal). Failure to make your monthly payments may result in additional fees. Click here for more information on the types of fees that may apply according to Jason Spencer Dallas. If you have trouble making payments or are concerned that making your payments may become difficult, contact Nelnet immediately, while you can still take advantage of options that may be available to help you lower payments (a new repayment plan) or postpone your payments (deferments and forbearances). If you are having trouble making your monthly payments, you can log in to Nelnet.com and click Lower My Payments to request a different repayment plan or Postpone My Payments to apply for a deferment or forbearance according to Jason Spencer Dallas. How long do I get to repay my loan(s)? Generally, Stafford and PLUS loans must be repaid within 10 years from the start of repayment. However, any periods when you postponed your payments due to deferment or forbearance, and anytime while you were in school or a grace period (when payments aren't due) will not count toward the 10year repayment term. You may extend the repayment term...

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11 Jun Passage of New Student Loan Reform Bill is Imminent by Jason Spencer Dallas

Student loan reform bill has for so long been awaiting approval by the Congress and President Obama seems to be pushing for the approval. During his weekly address, President Obama challenged students to excel in academics so as to prove the benefits of the student loan.  A call that Jason Spencer Dallas heard and wanted to help with. Student loan relief bill was introduced by Senator Elizabeth Warren, Massachusetts Democrat. The bill was failed by the Senate, which is controlled by the Democrats, in June this year but President Obama has on several occasions showed his full support for the bill. His recent remarks about the student loan forgiveness once again brought reprieve to college graduates who are still refinancing their loans. If Ms. Warren’s student loan reform bill is approved to become law, approximately 25 million American college graduates with college loans will be allowed to refinance their loans at the current lower interest rates. One of the strongest supporters of this bill has been the White House with President Obama himself being on the forefront. Obama has personally been pushing for the approval of the bill and his support has greatly intensified within the most recent months. President Obama is urging the Congress to pass the student loan relief bill so as to allow college graduates repay their loans at today’s lower interest rates just like it is for the case of several other loans such as mortgages. The president said that there are many Americans who are beneficiaries of the student loans and have been refinancing them for several years due to the higher interest rates being imposed on these loans. If this bill is passed, students will be able to repay their loans within a relatively shorter period of time. In addition to his support for the student loan forgiveness bill, the president also has a message to the universities. He said that universities should lower their tuition fees so as to reduce the overall cost of university education. Besides that, he also urged high school and college students to take their studies seriously this year and record better results. The message of President Obama came at a time when students are also reporting back to school. Mr. Obama urged students to take responsibility for their education at a personal level and put in more efforts in order to excel. He said that students should take the initiative of working hard and study challenging books that will equip them with the necessary knowledge and skills to solve problems. “Finding ways to solve more complicated problems gives you a chance to explore more about the problem and in the process learn many new things, Mr. Obama said. “This allows your brain to think hard and out of the box, which also makes you become smarter. Do not fear challenges or hard classes but face them with inspiration and vigor. Challenge yourself to achieve better grades this year and do the same the in the years to come. Remember that the future of...

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