Jason Spencer Student Loan Blog

18 Aug Jason Spencer Dallas Texas – Google+

Student Loan Relief has developed programs that will assist nearly every one of the 40 million Americans who currently carry student loan debt. Whether you have defaulted, are struggling to keep up with monthly payments or your base-level living expenses are too high to support one more bill, we can help you lower your loan payments.http://bit.ly/2uYPAVJ...

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18 Aug Jason Spencer Dallas Texas

Student Loan Relief was created to serve people like you who want to throw off the shackles of servitude forced upon them by an overwhelming debt undertaken for the betterment of yourself and society. We serve those who do not wish to spend thousands of hours researching federal and state legislative bills. We believe your time is best spent pursuing the things you value most in life.http://bit.ly/2wslATa...

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17 Aug Student Loan Forgiveness: Obama’s Debt Solutions Jason Spencer Dallas Texas

President unveils new program to aid faculty graduates crippled by debt. For more, click right here: Jason Spencer Dallas Texas The post Student Loan Forgiveness: Obama s Debt Solutions Jason Spencer Dallas Texas appeared first on Jason Spencer Dallas | Fed Student Loan Relief.http://bit.ly/2uKBonf...

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15 Aug 18 States Sue Trump Over Shutting Down Student Loan Relief Programs | Jason Spencer Dallas

18 States Sue Trump Over Shutting Down Student Loan Relief Programs | Jason Spencer Dallas More than one-third of U.S. states on Thursday sued the U.S. Education Department and Secretary Betsy DeVos over the current suspension of guidelines that would have swiftly canceled the student-loan debt of folks defrauded by Corinthian Colleges Inc and other for-profit schools. Last month DeVos pressed pause on the guidelines, due to take the impact [ ] The post 18 States Sue Trump Over Shutting Down Student Loan Relief Programs | Jason Spencer Dallas appeared first on Jason Spencer Dallas | Fed Student Loan Relief.http://bit.ly/2uZJlQE...

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15 Aug **Must Watch** The Truth about Student Loan Jason Spencer Dallas Texas

Shocking Truths About University student Financial loans In The us It’s been a occupied time for scholar financial loan legislation. As scholar credit card debt carries on to skyrocket, the governing administration has been occupied tweaking eligibility requirements, curiosity costs, and funding for federal financial loans – with lots of alterations likely into impact on July 1. Personal scholar financial loans have also been less than the microscope these days, [ ] The post **Must Watch** The Truth about Student Loan Jason Spencer Dallas Texas appeared first on Jason Spencer Dallas | Fed Student Loan Relief.http://bit.ly/2uEH8Pg...

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15 Aug Study: Student Loan Worries Affect New College Students’ Mental Health | Jason Spencer Dallas

Scientists at the Greater Education Investigation Institute at the College of California in Los Angeles say that concerns about pupil loans are possessing a measurable destructive influence on the psychological health of initial-year faculty learners. The hottest benefits, from the fall of 2010, of the extensive-standing once-a-year review The American Freshman: Countrywide Norms clearly show that the all round psychological health of initial-year learners in faculty has dropped to a [ ] The post Study: Student Loan Worries Affect New College Students Mental Health | Jason Spencer Dallas appeared first on Jason Spencer Dallas | Fed Student Loan Relief.http://bit.ly/2uEz40R...

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14 Aug Student Loan Debt and Resources for Help | Jason Spencer Dallas

Student Loan Debt and Resources for Help | Jason Spencer Dallas Are you seeking student loan help? Well, you re not alone. In the U.S. alone, student loan debt totals more than a trillion dollars. Incredibly, the government owns about 85 percent of that debt, as a result of loans that are disbursed via government student loan programs. The amount of outstanding student debt held by the U.S. government increased [ ] The post Student Loan Debt and Resources for Help | Jason Spencer Dallas appeared first on Jason Spencer Dallas | Fed Student Loan Relief.http://bit.ly/2uWlr8E...

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14 Aug Student Culture: Participate in Student Media Activities

Student Culture: Participate in Student Media Activities There are quite a few extracurricular activities for students and a single of the most fascinating is student media. Well, in the majority of circumstances it is a student newspaper. Nonetheless, not several students are involved in this procedure. The majority of them believe that this activity is applicable for these who feel like becoming involved in the media business. As a outcome, [ ] The post Student Culture: Participate in Student Media Activities appeared first on Jason Spencer Dallas | Fed Student Loan Relief.http://bit.ly/2uVSXfc...

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14 Aug Obtaining a Federal Small Business Grant

Acquiring a Federal Modest Business Grant Obtaining a federal modest company grant does not depend on any one aspect rather it is a mixture of items along with availability, hard operate, and a great grant proposal. Federal tiny enterprise grants are made available for the promotion of modest organization development. They are normally granted on the basis of geographical location, the kind of organization or social activity, and no matter [ ] The post Obtaining a Federal Small Business Grant appeared first on Jason Spencer Dallas | Fed Student Loan Relief.http://bit.ly/2uWrVnP...

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14 Aug Student Loan Debt Impacted by New Legislation on Interest Rates | Jason Spencer Dallas

Student Loan Debt Impacted by New Legislation on Interest Rates | Jason Spencer Dallas In recent weeks, U.S. legislators have been engaged in a heated discussion over the topic of student loan interest rates, which were expected to rise dramatically from a modest 3.4 percent to a whopping 6.8 percent. But President Barack Obama has signed a new bill into law which will drop those student loan interest rates to a [ ] The post Student Loan Debt Impacted by New Legislation on Interest Rates | Jason Spencer Dallas appeared first on Jason Spencer Dallas | Fed Student Loan Relief.http://bit.ly/2uTYW4c...

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13 Aug Sen. Elizabeth Warren Asks About Lack of Private Student Loan Relief Options Jason Spencer Dallas Texas

Sen. Warren s Q&A at a July 31, 2014 Senate Banking Committee hearing on “Financial Merchandise for Pupils: Issues and Worries.” Far more data on the hearing is accessible listed here: Jason Spencer Dallas Texas The post Sen. Elizabeth Warren Asks About Lack of Private Student Loan Relief Options Jason Spencer Dallas Texas appeared first on Jason Spencer Dallas | Fed Student Loan Relief.http://bit.ly/2uAKov7...

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12 Aug Repayment: What to Expect Jason Spencer Dallas Texas

Are you doubtful about the mortgage reimbursement approach or wondering when you want to get started making mortgage payments? Test out this video to find out about what to hope when your federal pupil mortgage enters reimbursement. Stop by to find out extra.Jason Spencer Dallas Texas The post Repayment: What to Expect Jason Spencer Dallas Texas appeared first on Jason Spencer Dallas | Fed Student Loan Relief.http://bit.ly/2uPhXEJ...

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10 Aug Federal Government Allowing Student Loan Servicers to Herd Millions into Default | Jason Spencer Student Loan

Federal Government Permitting Student Loan Servicers to Herd Millions into Default | Jason Spencer Student Loan Appropriate now, 11 % of the $1.325 trillion of federal student loans outstanding is severely delinquent or in default, greater than the mortgage default rate at the peak of the foreclosure crisis in 2010, according to information from the Federal Reserve Bank of New York and Jason Spencer Student Loan. Some of these debtors [ ] The post Federal Government Allowing Student Loan Servicers to Herd Millions into Default | Jason Spencer Student Loan appeared first on Jason Spencer Student Loan.http://bit.ly/2uL1v8Q...

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Jason Spencer Dallas Student Loan Relief Inc

10 Aug Federal Government Allowing Student Loan Servicers to Herd Millions into Default | Jason Spencer Student Loan

Federal Government Allowing Student Loan Servicers to Herd Millions into Default | Jason Spencer Student Loan Today, 11 percent of the $1.325 trillion of federal student loans outstanding is severely delinquent or in default, higher than the mortgage default rate at the peak of the foreclosure crisis in 2010, according to data from the Federal Reserve Bank of New York and Jason Spencer Student Loan. Some of these debtors are deadbeats, of course, unwilling to make payments they can afford. But many are borrowers of limited means who ended up in default unnecessarily, after Navient and the DOE’s other servicers steered them away from affordable repayment plans and into options that reduce the servicers’ costs, according to state and federal investigators and regulators, consumer advocates like Jason Spencer Student Loan and a growing number of lawsuits and complaints filed against loan servicers. The defaulted borrowers then become targets of the DOE’s debt collectors. These firms, some of them owned by the loan servicers, wield the federal government’s broad powers to garnish the wages of borrowers, as well as parents and grandparents who co-signed the loans. When wages are insufficient to garnish, the DOE can have the Treasury Department withhold tax refunds and reduce Social Security payments. Since the summer of 2015, student loan servicers and private debt collectors have garnished about $3 billion in wages, a Reuters review of federal data shows. And last year, the DOE’s collections through “Treasury offsets” — tax refund seizures and Social Security benefit reductions — totaled $2.6 billion, up from $2.2 billion in 2015. Since 2009, the government has used the tools at its disposal to claw back at least $15.2 billion. CATASTROPHIC EFFECTS Default, which usually occurs when a borrower hasn’t made a payment for 270 days or more, can make it only harder for a debtor to regain financial stability. It can trash credit scores, scaring off potential employers. It can disqualify debtors for auto loans, apartment rentals, utilities and even cellphone contracts. In about 20 states, student loan borrowers who default can lose their driver’s and professional licenses. “We treat struggling student loan borrowers the same as deadbeat parents and tax cheats,” said Seth Frotman, the student loan ombudsman of the federal Consumer Financial Protection Bureau (CFPB). “Even gambling addicts have more protections.” Since 2011, tens of thousands of borrowers and co-signers have filed complaints against Navient with the CFPB and other government and regulatory agencies. In January, the CFPB filed a lawsuit against Navient in Pennsylvania federal court, alleging that the company systematically cheated customers by not fully informing them of their repayment options and instead guided them into forbearance or deferment programs that benefited the company. Setting up an income-based repayment plan requires paperwork and person-to-person interactions that are more costly for the servicer than forbearance, which typically requires only a phone call. The same month, state attorneys general in Washington and Illinois filed similar lawsuits against the company. The CFPB said it found that by putting 1.5 million borrowers in consecutive forbearances, Navient added $4 billion to outstanding student loan debt. Part of...

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10 Aug How to get your Student Loans Forgiven Jason Spencer Dallas Texas

This video discusses many various means in which U.S. federal university student financial loans could be forgiven (if a loan is forgiven that indicates you never have to repay it). Students who decide on an income-primarily based or income-contingent university student loan compensation plan can have any balance remaining immediately after 20 or 25 a long time forgiven. Students who work entire-time for 10 a long time at a 501(c)(3) [ ] The post How to get your Student Loans Forgiven Jason Spencer Dallas Texas appeared first on Jason Spencer Student Loan.http://bit.ly/2us0eYQ...

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